Getting the most from your budget with PlusNet

We all have reasons we need to use a budget for whether it is to clear debts, save for a holiday, a house deposit or just to build up your rainy day fund. The list is literally endless. For us, I budget to make our everyday lives a little more easier. Mark works full time and I stay at home with the boys. In order for us to continue this I need to budget to make sure all the bills are paid and we have a little left over for rainy days. PlusNet got in touch and wanted to help me plan a budget and share my ideas with everyone!

So here are my top budget tips!

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  • Write it all down!  – All your incomings and outgoings! (including the sneaky coffee, just me then?) Once you know how much is coming and going you can see where you can save. plusnet
  • Cutting services – We recently cut down our TV, Broadband and Telephone to just broadband. The idea being we would then buy a streaming service (think Netflix!) for the television. Within a month of cancelling we received a call offering a fab deal for less than what we were paying previously. Try not to be scared to leave because you may have to actually go through with it! Another service you can probably reduce is your mobile phone contract. PlusNet offer a fab sim only range of mobile contracts so if you are happy with your handset but want a contract this may be the best way to go. The contracts are all rolling 30 days contracts too so you can cancel whenever you need to (subject to cancellation policies)

Meal plan?

  • Meal plan – Every week I write what we are having for dinner! I blog about it too here. Writing down what your eating ensures you are making use of the food you already have. Keeping waste and cost down!
  • Finding free activities and days out with the kids. If you live in Peterborough I write a lot about activities and things to do with children. If not then the internet and the library are great places to go and find books about places to go and things to do. This book is called “The best things in life are free” and features free things to do and see in the world. plusnet
  • Something really simple – Saving money in a money box. Think of something you would like to do such as Cinema trips, meal out with family or maybe even a holiday and start saving. plusnet

These are just some ways you can help budget and save some money!

I would love to know why you budget and your top tip?

*Disclosure I was sent some items from Plusnet to help me budget better at home in return for this post*

57 Comments

  1. August 20, 2017 / 11:51 pm

    These are some great tips. Meal planning is essential for keeping to a budget.

    • August 22, 2017 / 8:51 pm

      I do find it definitely helps when making a budget!

  2. August 21, 2017 / 8:13 am

    I think writing it down would definitely help make me see how the little things here and there add up over the course of a month.

    • August 22, 2017 / 8:52 pm

      you will be surprised with how much is spent on the odd trip to the shop.

      • September 30, 2017 / 1:29 am

        I find it definitely helps me save money if I cut down on trips to the shops. I find ordering online helps. I usually avoid paying a delivery fee. I stock up on my regular items when they are on special. I don’t get tempted by yummy looking food strategically placed near the check out.

  3. August 21, 2017 / 8:30 am

    Great tips meal planning is definitely a great way to save money. We need to go through our finances as want to make some cut backs.

    • August 22, 2017 / 8:53 pm

      Hopefully, my list can help you somewhat to save money.

  4. Jess
    August 21, 2017 / 11:48 am

    Meal planning saves so much money but quite frankly I’m way too lazy. I get through half the week then I fall back into convenience buying. I admire anyone that can build up the good habit!

    • August 22, 2017 / 8:55 pm

      haha don’t get me wrong i slip way too much, but i still save money by doing one

  5. Joanna
    August 21, 2017 / 2:42 pm

    Writing down all expenses definitely makes it easier to analyse your spending and create a savings plan. I am alsu cutting all unnecessary shopping so that I can save money for my trips.

  6. August 21, 2017 / 2:51 pm

    I am awful at budgeting most of the time, I need to make sure I write down what I spend! 🙂

    • August 22, 2017 / 8:58 pm

      you do! you will be suprised with how much it all adds up too.

  7. August 21, 2017 / 4:26 pm

    I love all these tips because I am finding this challenging at the moment. Like you I don’t pay for television anymore. Instead I pay for streaming which is far cheaper and better content in my opinion. I may get a money box, it’s a great idea! The one I like the most is writing down incoming and outgoing expenses. I need to know where it’s going and what is coming in. My goal is to have more money saved at the end of this year so I start 2018 on a high note. Thanks again!

    • August 22, 2017 / 9:00 pm

      Good goal! I find writing everything you buy will probably shock you a little.

  8. August 21, 2017 / 5:50 pm

    These are some awesome tips, writing it all down so you know what you have incoming and outgoing is a must!

    • August 22, 2017 / 9:01 pm

      It is! One month i spent £42 on starbucks coffee!

  9. August 21, 2017 / 7:33 pm

    Meal planning is the key for me – it keeps my food shopping on budget AND helps me follow Slimming World!

    • August 22, 2017 / 9:02 pm

      I need to start introducing slimming world friendly meals into my meal plan!

  10. Dani
    August 21, 2017 / 10:12 pm

    These are really good saving tips – I’m usually pretty good but I should start writing everything down 🙂

    Dani x

    • August 22, 2017 / 9:03 pm

      You’d be surprised by where your money goes when you see it written on paper!

  11. August 21, 2017 / 10:22 pm

    Meal planning is the big one for me, we waste a lot of money through not meal planning. I need to try harder!

    • August 22, 2017 / 9:11 pm

      you’d be surprised how little you waste (food and money) after planning meals

  12. Sarah Ann
    August 21, 2017 / 10:31 pm

    I started writing down all out my outgoings and it shocked me how much money I waste at times. Really helped me to change my habits.

    • August 22, 2017 / 9:13 pm

      it does shock you doesn’t it? I was surprised with how much my trips to get coffee cost me!

  13. August 21, 2017 / 10:47 pm

    I need to meal plan as I am sure I could make a pretty good saving there if I tried. I need to save in a money box that would be fun for the kids as we could save it for treats.

    • August 22, 2017 / 9:14 pm

      Saving money via a money box is great! Also skimming your bank account too. Open a savings account and at the end of the day/week transfer the pence in your account. It all adds up

  14. August 21, 2017 / 10:53 pm

    I definitely struggle with budgeting. There will be times where I will be good and there other times where I can’t seem to help myself.Writing it down is a good idea x

    • August 22, 2017 / 9:19 pm

      Seeing it in black and white so to speak will help you to visualise where all the morning is going

  15. Hannah
    August 22, 2017 / 8:26 am

    I think its a good idea to budget, as we could all benefit from it. Thanks for sharing

  16. Kristina Maggiora
    August 22, 2017 / 10:26 am

    I’m so bad at budgeting, not gonna lie, but it’s something I wanna improve on!

    • August 22, 2017 / 9:21 pm

      It is really simple, but take baby steps too much and it can feel overwhelming

  17. August 22, 2017 / 10:36 am

    I need to look into a better deal for my phone/ internet as I know I could be spending less x

    • August 22, 2017 / 9:22 pm

      Always worth a barter to see what you can save!

  18. August 22, 2017 / 10:40 am

    It’s always good to write it all down so you know how much you’ve spent and having meal planning really helps cut down the cost.

  19. August 22, 2017 / 11:40 am

    These are some great tips, I’ve been using a budget for the past year or so to ensure I could buy my first property. And I found meal prepping and planning really helped save the pennies x

    • August 22, 2017 / 9:24 pm

      We would love to buy our first house but i am having to clear debts from when i was 18 first 🙁

  20. August 22, 2017 / 2:05 pm

    Great tips for budgeting! I have started to record all of my outgoings to keep on track.

  21. August 22, 2017 / 4:43 pm

    What I am doing now is a setup in my bank account to save up a little portion of my salary. This is what I am using on my future travels. Some sort of my travel fund.

    • August 22, 2017 / 9:26 pm

      great idea! I use my online banking to skim any remaining pennies into my saving accounts.

  22. Lynne Harper
    August 22, 2017 / 4:55 pm

    What a great post I’m awful at buying things that we either don’t need or won’t use. I really need to start addressing this starting with food shopping

    • August 22, 2017 / 9:27 pm

      It is really easy to overspend at the supermarket, but writing down your list, or even an idea of what you want will help you

  23. August 22, 2017 / 9:13 pm

    Love anything to do with budgeting and saving money at the minute as I work toward a debt free future

  24. August 22, 2017 / 10:32 pm

    Great tips, I must look into phone deals more carefully and stop over spending on food too 🙂 x

  25. August 22, 2017 / 10:55 pm

    A budget and a money diary would help my mummy. Thankfully we’re going to be debt free in a couple of years so hopefully she can be a bit more frugal with her money 🙂

  26. Gareth Torrance
    August 23, 2017 / 7:37 am

    We made the mistake of switching away from plusnet… Now we’re waiting for our contract with Sky to finish so we can switch back…

  27. August 23, 2017 / 11:10 am

    we used to use these as they were the only company that were able to give us a great deal for our business lines

  28. August 23, 2017 / 6:16 pm

    Funnily enough my top job to do this week is go through our budget, so thank you for this, great tips.

  29. August 23, 2017 / 6:37 pm

    I am moving into a flat with my bf soon and we definitely plan to do meal plans! Good tips 🙂

  30. August 23, 2017 / 8:02 pm

    These are all great tips! I have been cutting down on some things and meal planning that helps a lot too. Thanks for sharing these 🙂

    xoxo

  31. August 23, 2017 / 8:40 pm

    Great tips, we do meal plan but we also go shopping almost every day! I waste so much money on food it awful really. We’ve also got rid of sky and are suviving on freeview and all the iplayer type catch up services (i miss sky even if we did moan there was never anything on!)

  32. Rachel
    August 23, 2017 / 11:51 pm

    These are some great tips, I’m currently saving money for travel so this is so useful to me! xo

  33. August 24, 2017 / 5:05 pm

    I keep saying I need to meal plan more. We save so much money when I do it, but more often than not I don’t. These are all fab tips to help families budget better 🙂

    Louise X

  34. August 25, 2017 / 1:03 pm

    I love all these tips and have got myself a saving jar already! I agree with having menu planners as that has cut our food bill down massively. My daughter started writing down her outgoings and realised she had spent £80 in 10 days at Starbucks!! She stopped going and saved a lot of money

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